LoktinPlan. Lock In. Earn.

Auto-pay bills, hit savings goals, lock USDC for fixed terms, or stash a slice of every spend and earn yield via Blend.

Plans

Lock USDC into a billing plan. Add bills with due dates. Loktin auto-pays on time, on-chain.

Set a goal, deadline, and cadence. Loktin debits on schedule. 1% forfeit on early withdrawal.

Lock a fixed amount for a fixed term. Tiered APY. No early withdrawal.

Auto-route a configured % of every spend into a vault. Withdraw only on the 28th.

Coming soon. Idle USDC across all primitives earns yield through the Blend lending protocol.

Coming soon

Every plan, lock, deposit and payment is recorded on Stellar. Immutable. Auditable. Yours.

How it works